Empowering Youth, One Mind At a Time
BeMoneySmartUSA is a local non-profit training company specializing in providing youth ages 8-adult with financial, business, and career education programs. Our innovative training programs and curricula introduce students to the world of business, entrepreneurship, and money management. Our goal is to inspire, train and educate young people about managing money both personally and in business.
The BeMoneySmartUSA mission is to equip and empower youth by giving them the opportunity to participate in educational programs that teach vital financial, business, and entrepreneurship skills to foster the future economic well-being of young people from all social, ethnic and socio-economic backgrounds.
BeMoneySmartUSA supports community outreach projects, youth organizations, local schools, clubs and groups interested in assisting youth to develop vital life skills to succeed in their lives financially now in their future.
"Making a difference in the lives of our youth - one mind at a time."
The 501(c)(3) non-profit provides support to the needs of schools, youth organizations, parents, churches, institutions, and businesses who recognize the importance of this education for the next generation.
Why Teach Financial Literacy & Entrepreneurship?
The average high school student in the U.S. is only able to score a 52.4% on a survey measuring knowledge of basic personal finance. ~ The JumpStart Coalition for Personal Financial Literacy
Although 48% of parents feel schools should do more to educated kids about money, only 21 states require schools to provide personal finance education and only 7 states require students to take a personal finance course to graduate. ~ National Council on Economic Education
The number of 18 to 24-year-olds declaring bankruptcy has increased 98% in the past 10 years. ~ Richmond Credit Abuse Resistant Education Program
13-18 year-olds surveyed revealed that 70.9% would like to become entrepreneurs. ~ Junior Achievement
Almost 85% of teens surveyed feel there is greater job satisfaction in owning a business than working for someone else. ~ Junior Achievement
Approximately 75% of youth surveyed feel they do not receive adequate business and entrepreneurship training in high school. ~ Kauffman Center for Entrepreneurial Leadership
93% of high school students feel it is important for Americans to have a good understanding of business economics, but 60% made an F on basic economics quiz. ~ Harris Interactive
In 2006, there were 492,000 people younger than 25 who were self-employed. A recent study performed by Harris Interactive with sponsorship from the E.M. Kauffman Foundation echoed that finding as 40 percent of nearly 2400 young people, ages 8-21, reported that they would like to be entrepreneurs. Additionally, two-thirds of the nearly 1000 high school students surveyed as part of a recent study sponsored by the John Templeton Foundation said that they would be interested in learning more about entrepreneurship.
But in that same study, only 30 percent reported that they had taken an entrepreneurship course and a significantly smaller group (14 percent) said they had participated in an extracurricular or community program on entrepreneurship (Kourilsky & Walstad, 2007).
It is projected that by 2015, there will be 3 billion people under the age of 25 worldwide, a group that is three times more likely to be unemployed than any other. Youth entrepreneurship presents one solution to youth unemployment, and addresses the need for wider economic opportunities in communities and countries.
BeMoneySmartUSA empowers and motivates youth to manage their financial lives and instills knowledge about business in the real world. Our innovative coursework aligns with state and national educational standards, making it easy to implement in the classroom.
The BeMoneySmartTeens courses teach teens how to convert their hobbies, skills, and interests into money-making ventures while learning basic money principles, that can translate to wealth creation!
BeMoneySmartUSA offers courses, workshops, books, curriculum, and customized programs during school, after school, on weekends, and in the summer.